Learning outcomes of the curricular unit

It is intended that students get to know the specifics of Banking Law and the European Banking Union, of the relationships between credit institutions or financial corporations and clients, as well as of the main banking contracts, and identify the interests that drive the agents that act on them. In the end, it is expected that students have a systematic view of the banking system and are prepared to deal with the issues in this area of science that eventually may arise in their professional activities.

Syllabus

1. Introduction; General framework of Banking Law in the Portuguese legal system; Economic relevance of the banking activity.
2. Credit institutions and finance companies; Conditions of access and of exercise of banking; 
3. Prudentional and conduct regulation and supervision; European banking union and supervision;
4. General banking relationship and contract; Main banking contracts;
5. Private autonomy; General contractual clauses; Banking uses and costums;
6. Active and passive banking operations; Financing operations; Payment transactions; 
7. Bank Guarantees;
8. General banking obligations; Liability for informations provided about financial products.